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Account Set-up

Fluidkey is self-custodial - you hold the keys to your money. We build the app, but we can never touch your funds. Even if Fluidkey disappeared tomorrow, you could still access your account if you have a backup.

Your login is everything though. If someone else gets access to it, they get access to your funds. Here are three simple steps to keep your account safe:

1. Choose a secure login you can access long-term

We recommend signing in with Google or Apple, with their two-factor authentication turned on.

On our web app, your keys are generated from your login via a Privy embedded wallet; on our mobile apps, they are generated on-device and secured by the secure enclave.

Either way, only you can access them - so pick a login you're confident you'll still have access to years from now.

2. Set up a backup

A backup is a second way to recover your account if you lose access to your login or device. You have two options:

  • Cloud backup: an app-specific, encrypted file stored in iCloud (iOS) or Google Drive (Android), protected by a password you set.
  • Local backup: download the encrypted file, or export your private keys, and store them somewhere secure (e.g. offline storage).

3. Enable spend limits

For extra peace of mind, set a spend limit that requires email or code verification for large transfers. See Multi-Factor Authentication to set it up.

Do all three and your account stays protected even if you lose your phone.

Already have a crypto wallet?

On our web app, you can also create your Fluidkey account by connecting an existing wallet.

Your Fluidkey keys are then secured by that wallet, so losing access to it means losing access to your Fluidkey account - make sure it is backed up.