Earn
Automatically earn yield on your funds in Fluidkey.
Last updated
Automatically earn yield on your funds in Fluidkey.
Last updated
Fluidkey auto-earn allows you to earn yield on selected tokens as soon as they are added to your account.
To enable auto-earn, click the auto-earn toggle at the top right of the Funds section in your dashboard. You will be asked to input your PIN to confirm the action.
You can disable the feature at any time by clicking the amount earned at the top right of the Funds section in your dashboard. You will also be asked to input your PIN to confirm the action.
The has successfully undergone a security audit by . You can find the audit report .
This feature uses and under the hood. and are battle-tested lending protocols that have been thorougly audited.
For Morpho, pools curated by have been selected for this feature. Gauntlet is a crypto firm that specializes in providing risk management and financial modeling for defi protocols.
More specifically, the following lending pools are currently being used for this feature:
Gauntlet USDC Prime
Base
$1
Gauntlet EURC Core
Base
$1
Gauntlet WETH Core
Base
$1
Gauntlet cbBTC Core
Base
$1
Gauntlet USDC Prime
Ethereum
$100
Gauntlet USDT Prime
Ethereum
$100
Gauntlet WETH Prime
Ethereum
$100
Gauntlet cbBTC Core
Ethereum
$100
Gauntlet wBTC Core
Ethereum
$100
Gauntlet DAI Core
Ethereum
$100
Aave USDC
Arbitrum
$1
Aave USDT
Arbitrum
$1
Aave WETH
Arbitrum
$1
Aave DAI
Arbitrum
$1
Aave USDC
Polygon
$1
Aave USDT
Polygon
$1
Aave WETH
Polygon
$1
Aave DAI
Polygon
$1
Aave wPOL
Polygon
$1
Aave WETH
Optimism
$1
Aave USDC
Optimism
$1
Aave USDT
Optimism
$1
Aave DAI
Optimism
$1
Aave GNO
Gnosis
$1
Aave xDAI
Gnosis
$1
Aave EURe
Gnosis
$1
Aave WETH
Gnosis
$1
Aave USDC
Gnosis
$1
Aave USDC.e
Gnosis
$1
As we expand this feature to more tokens and chains, the list of yield protocols and pools used will be updated in this section. We will only add protocols and pools that have been thoroughly audited and are battle-tested.
When auto-earn is enabled, the stealth addresses generated for your account will have the Fluidkey Earn module enabled with the abovementioned lending pools.
This allows Fluidkey to automatically move funds on behalf of your stealth addresses into these lending pools when you receive them. For security reasons, the scope of the module is extremely limited, such that Fluidkey cannot move funds anywhere else than the pools listed above. Only amounts that are above the minimum amount listed above will be automatically moved into the lending pools.
You will see the amount earned from this feature in the top right corner of the Funds section in your dashboard.
In order to spend funds that are currently earning yield, no extra action is required from you. For example, when you want to send USDC on Base, you can just send USDC from your balance as usual and funds will be automatically taken from the lending pool in the same transaction.
All amounts displayed in your dashboard are net of fees, meaning that the amount you see is the amount you can spend. The yield percentage displayed is based on the daily APY of the lending pool.
Fluidkey takes a fee of 10% on the yield generated by this feature (e.g. if you earn 4% yield, we take a fee of 0.4%) as well as any protocol rewards. The more you earn, the more we earn alongside you.