Fluidkey Docs
  • Fluidkey Interface
    • Account Set-up
    • Receiving Funds
    • Sending Funds
    • Labels
    • Exporting Transactions
    • Bank Transfers
    • Earn
    • Frequently Asked Questions
  • Technical Documentation
    • Technical Walkthrough
    • ENS Offchain Resolver
    • Stealth Account Initdata
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On this page
  • How to enable and disable the feature
  • Audits
  • Yield source
  • How it works
  • Yield computation and fees
  1. Fluidkey Interface

Earn

Automatically earn yield on your funds in Fluidkey.

Last updated 1 day ago

Fluidkey auto-earn allows you to earn yield on selected tokens as soon as they are added to your account.

How to enable and disable the feature

To enable auto-earn, click the auto-earn toggle at the top right of the Funds section in your dashboard. You will be asked to input your PIN to confirm the action.

You can disable the feature at any time by clicking the amount earned at the top right of the Funds section in your dashboard. You will also be asked to input your PIN to confirm the action.

Audits

The has successfully undergone a security audit by . You can find the audit report .

Yield source

This feature uses and under the hood. and are battle-tested lending protocols that have been thorougly audited.

For Morpho, pools curated by have been selected for this feature. Gauntlet is a crypto firm that specializes in providing risk management and financial modeling for defi protocols.

More specifically, the following lending pools are currently being used for this feature:

Name
Chain
Address
Min. Amount

Gauntlet USDC Prime

Base

$1

Gauntlet EURC Core

Base

$1

Gauntlet WETH Core

Base

$1

Gauntlet cbBTC Core

Base

$1

Gauntlet USDC Prime

Ethereum

$100

Gauntlet USDT Prime

Ethereum

$100

Gauntlet WETH Prime

Ethereum

$100

Gauntlet cbBTC Core

Ethereum

$100

Gauntlet wBTC Core

Ethereum

$100

Gauntlet DAI Core

Ethereum

$100

Aave USDC

Arbitrum

$1

Aave USDT

Arbitrum

$1

Aave WETH

Arbitrum

$1

Aave DAI

Arbitrum

$1

Aave USDC

Polygon

$1

Aave USDT

Polygon

$1

Aave WETH

Polygon

$1

Aave DAI

Polygon

$1

Aave wPOL

Polygon

$1

Aave WETH

Optimism

$1

Aave USDC

Optimism

$1

Aave USDT

Optimism

$1

Aave DAI

Optimism

$1

Aave GNO

Gnosis

$1

Aave xDAI

Gnosis

$1

Aave EURe

Gnosis

$1

Aave WETH

Gnosis

$1

Aave USDC

Gnosis

$1

Aave USDC.e

Gnosis

$1

As we expand this feature to more tokens and chains, the list of yield protocols and pools used will be updated in this section. We will only add protocols and pools that have been thoroughly audited and are battle-tested.

How it works

When auto-earn is enabled, the stealth addresses generated for your account will have the Fluidkey Earn module enabled with the abovementioned lending pools.

This allows Fluidkey to automatically move funds on behalf of your stealth addresses into these lending pools when you receive them. For security reasons, the scope of the module is extremely limited, such that Fluidkey cannot move funds anywhere else than the pools listed above. Only amounts that are above the minimum amount listed above will be automatically moved into the lending pools.

You will see the amount earned from this feature in the top right corner of the Funds section in your dashboard.

In order to spend funds that are currently earning yield, no extra action is required from you. For example, when you want to send USDC on Base, you can just send USDC from your balance as usual and funds will be automatically taken from the lending pool in the same transaction.

Yield computation and fees

All amounts displayed in your dashboard are net of fees, meaning that the amount you see is the amount you can spend. The yield percentage displayed is based on the daily APY of the lending pool.

Fluidkey takes a fee of 10% on the yield generated by this feature (e.g. if you earn 4% yield, we take a fee of 0.4%) as well as any protocol rewards. The more you earn, the more we earn alongside you.

Fluidkey Earn module
Ackee
here
Morpho
Aave
Morpho
Aave
Gauntlet
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