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Fluidkey Bank Account Upgrade

Last updated: July 8, 2026

We are upgrading to a new banking provider, Noah. This upgrade brings major improvements to your Fluidkey bank account, but requires you to re-verify your identity.

Your former bank details will stop working on July 15, 2026. Transfers sent to the old details after that date will not be credited and may take time to be returned — please make sure to update any recurring transfers before then.

As a thank you: re-verify by July 15th and we will permanently increase your free monthly bank transfer limit by $5,000.

Please note that this upgrade does not affect any other Fluidkey features, and your funds remain fully safe.

Why are we upgrading?

To give you a better wallet experience, this upgrade brings you:

  • Accounts in your name — recipients of your bank transfers will now see your name, not a third party's
  • SEPA transfers are fully back
  • SWIFT transfers — send and receive international wires
  • More to come — this upgrade lets us add services like cards and local payments in the future, with no additional identity verification required

On- and off-ramps are available with USDC on Base starting today, with more chains and EUR stablecoins coming soon. 1:1 conversion will also be available shortly — until then, any conversion fees will be credited back to you as rewards.

If you have any questions, feel free to reach out via in-app chat or by emailing hey@fluidkey.com. Thank you for your continued trust and support.